Share Trading comparison
Superhero vs Totality Wealth
The biggest practical difference between Superhero and Totality Wealth is custody structure. Superhero is a custodian model — you don't get a HIN and your shares are held in the platform's name. Totality Wealth offers CHESS sponsorship with your own HIN, meaning you're the legal owner of ASX-listed shares. That distinction ripples through everything from fees to features.
Choose
Superhero
if…
- ›You want the lowest possible ASX brokerage — $2 flat up to $20,000, then 0.01% above that
- ›You want to buy fractional US shares (Superhero supports them; Totality doesn't)
- ›You want a simple, no-frills setup with no platform fees, no inactivity fees, and no withdrawal fees
- ›You want to set up an auto-invest / DCA plan — Superhero has it, Totality doesn't
- ›You want a kids / minor account — Superhero offers one, Totality doesn't
Choose
Totality Wealth
if…
- ›You want CHESS sponsorship and your own HIN so you're the legal owner of your ASX shares
- ›You want access to 18 global markets beyond just ASX and US — including Hong Kong, Japan, UK, and Europe
- ›You want to trade options, CFDs, or bonds — Totality supports all three; Superhero doesn't
- ›You want a demo account to practice before committing real money
- ›You want phone support and app-based 2FA, plus extensive educational content
Where they differ
| Fact | Superhero | Totality Wealth |
|---|---|---|
| CHESS sponsorship | Custodian model (no HIN) | Mixed model — individual HIN available for ASX |
| ASX brokerage | $2 min / 0.01% above $20,000 | $3 min / 0.08% above $3,750 |
| US fractional shares | Yes | No |
| Global markets | ASX and US only | 18 markets including HK, JP, UK, Europe |
| Auto-invest / DCA | Yes (multiple levels) | No |
Verdict
Choose Superhero for low-cost, simple investing with DCA and fractional US shares; choose Totality for CHESS ownership, global markets, and advanced instruments.
Cost calculator
What would Superhero vs Totality Wealth actually cost you?
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All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Superhero | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | custodian | mixed |
| Individual HIN | No | Yes |
| Individual account | Yes | Yes |
| Joint account | No | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | Yes | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI | |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | No | Yes |
| CFDs supported | No | Yes |
| Managed funds | No | No |
| Bonds supported | No | Yes |
| IPO access | — | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.5% | 0.45% |
| FX spread (other currencies) | — | 0.45% |
| Holds USD account | No | Yes |
| FX currency switch trick | — | No |
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| Corporate action fees | — | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $2 | $3 |
| ASX brokerage percentage | 0.01% | 0.08% |
| ASX brokerage threshold | $20,000 | $3,750 |
| US brokerage minimum | US$2 | US$1 |
| US brokerage percentage | 0.01% | 0.08% |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| Off-market transfer fee | — | $50 |
| identity and trust | ||
| Legal entity name | Superhero Securities Limited | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 430,150 | 280,372 |
| Year founded | 2,020 | 2,012 |
| Parent / ownership | Independent (founder-controlled). Previously merged into Swyftx in 2022; demerger completed December 2022 returning ownership to co-founders John Winters and Wayne Baskin. | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $100 | $0 |
| Minimum subsequent purchase | $100 | $0 |
| Deposit methods | PayID, BPAY, bank transfer | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | T+2 for ASX, T+1 for US | T+2 ASX, T+1 US |
| Withdrawal time | 1-3 business days | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | Yes |
| Demo account | No | Yes |
| Free real-time market data | Yes | No |
| Free research reports | No | Yes |
| 2FA support | SMS | app |
| Customer support channels | email, in-app chat | phone, email, live_chat |
| Support hours (AU time) | Monday-Friday 9:00am-5:00pm AEST | Mon-Fri 08:30-17:30 Sydney time |
| Education content | basic | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | — | No |
| CGT calculator / report | Yes | No |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | — | Yes |
| Auto-invest / DCA | Yes | No |
| Auto-invest sophistication | multiple | none |
| DRP (dividend reinvestment) | No | Yes |
| After-hours / overnight trading | No | No |