Share Trading comparison
Halo Technologies vs Totality Wealth
The biggest difference between Halo Technologies and Totality Wealth is the fee structure. Halo charges a flat $159/month platform fee ($2,508/year) plus $15/month for market data, making it expensive for smaller portfolios. Totality Wealth charges zero platform fee, zero market data fee, and offers cheaper brokerage — $3 minimum on ASX versus Halo's $15. But Halo gives you fractional US shares and a broader global exchange reach, while Totality offers CHESS sponsorship (your own HIN) and options trading.
Choose
Halo Technologies
if…
- ›You want fractional US shares — Halo supports them, Totality doesn't
- ›You plan to trade across 30+ global exchanges including UK, Europe, Japan and Asia Pacific
- ›You want a managed-funds option alongside direct shares
- ›You're running a large portfolio where the $159/month flat fee becomes negligible relative to assets
- ›You want auto-invest with multiple sophistication levels for dollar-cost averaging
Choose
Totality Wealth
if…
- ›You want your own HIN under CHESS sponsorship — Totality offers individual HINs, Halo is custodian-only
- ›You trade frequently and want low brokerage ($3 ASX min / $1 US min) with zero platform fees
- ›You need options trading or CFDs — Totality supports both, Halo doesn't
- ›You want to deposit via BPAY, credit card, PayPal or Wise — Halo only accepts bank transfer
- ›You value extensive educational content and a demo account to test strategies first
Where they differ
| Fact | Halo Technologies | Totality Wealth |
|---|---|---|
| Monthly platform fee | $159/month | $0/month |
| ASX brokerage minimum | $15 | $3 |
| US brokerage minimum | $15 USD | $1 USD |
| CHESS sponsorship | Custodian model (no individual HIN) | Mixed model (individual HIN available) |
| Fractional US shares | Yes | No |
Verdict
Choose Halo for global access and fractional US shares; choose Totality for low fees, CHESS sponsorship and options trading.
Cost calculator
What would Halo Technologies vs Totality Wealth actually cost you?
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All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Halo Technologies | Totality Wealth |
|---|---|---|
| account structure | ||
| CHESS sponsorship model | custodian | mixed |
| Individual HIN | No | Yes |
| Individual account | Yes | Yes |
| Joint account | Yes | Yes |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | — | No |
| asset coverage | ||
| ASX shares supported | Yes | Yes |
| ASX ETFs supported | Yes | Yes |
| US shares supported | Yes | Yes |
| US ETFs supported | Yes | Yes |
| Other markets supported | US (NASDAQ, NYSE), UK, Europe, Japan (NIKKEI), Asia Pacific, 30 exchanges total | US, GB, HK, JP, DE, FR, CA, SG, CH, NL, IT, ES, BE, AT, DK, SE, NO, FI |
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | Yes | No |
| Options trading | — | Yes |
| CFDs supported | No | Yes |
| Managed funds | Yes | No |
| Bonds supported | — | Yes |
| IPO access | — | No |
| costs hidden | ||
| FX spread (AUD/USD) | 0.5% | 0.45% |
| FX spread (other currencies) | 0.5% | 0.45% |
| Holds USD account | — | Yes |
| FX currency switch trick | — | No |
| Market data fees | $19/month | $0/month |
| Conditional order fees | — | $0 |
| Corporate action fees | — | Custodian processes corporate actions; proxy voting subscription EUR 30/year + EUR 5 per vote; new instrument requests USD 200 for Platinum / free for VIP legacy tiers; reporting fee USD 50 for Classic email reports. |
| costs visible | ||
| ASX brokerage minimum | $15 | $3 |
| ASX brokerage percentage | 0.12% | 0.08% |
| ASX brokerage threshold | $12,500 | $3,750 |
| ASX free trade conditions | Promotional offer: $0 brokerage on trades up to $250,000 (per landing page /0-brokerage-on-trades-up-to-250000); standard FSG schedule remains $15/0.12%. Conditions not fully disclosed publicly. | — |
| US brokerage minimum | US$15 | US$1 |
| US brokerage percentage | 0.12% | 0.08% |
| Monthly platform fee | $159/month | $0/month |
| Annual platform fee | $2,508/year | $0/year |
| Inactivity fee | — | $0 |
| Withdrawal fee (AUD) | — | $0 |
| Off-market transfer fee | — | $50 |
| identity and trust | ||
| Legal entity name | HALO Technologies Pty Ltd (ABN 54 623 830 866); ultimately wholly owned by HALO Technologies Holdings Limited ABN 73 645 531 219 | Totality Wealth Limited (formerly Saxo Capital Markets (Australia) Pty Ltd) |
| AFSL number | 484,264 | 280,372 |
| Year founded | 2,017 | 2,012 |
| Parent / ownership | HALO Technologies Holdings Limited (ASX:HAL) — ultimate parent; publicly listed | DMA (Johannesburg, South Africa) 80.1% / Saxo Bank A/S (Denmark) 19.9% |
| Country of incorporation | AU | AU |
| Public company status | public | private |
| money movement | ||
| Minimum initial deposit | — | $0 |
| Minimum subsequent purchase | — | $0 |
| Deposit methods | AUD bank transfer / direct credit (to HALO trust account) | bank_transfer, BPAY, credit_card, debit_card, PayPal, Wise |
| Settlement period | — | T+2 ASX, T+1 US |
| Withdrawal time | — | 1-3 business days |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | — | Yes |
| Demo account | — | Yes |
| Free real-time market data | No | No |
| Free research reports | No | Yes |
| 2FA support | — | app |
| Customer support channels | phone, email, live chat | phone, email, live_chat |
| Support hours (AU time) | — | Mon-Fri 08:30-17:30 Sydney time |
| Education content | basic articles | extensive |
| tax and reporting | ||
| Australian tax statement | Yes | No |
| Distribution component breakdown | — | No |
| CGT calculator / report | — | No |
| Sharesight / Navexa integration | — | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | — | Yes |
| Auto-invest / DCA | — | No |
| Auto-invest sophistication | multiple | none |
| DRP (dividend reinvestment) | Yes | Yes |
| After-hours / overnight trading | — | No |