Crypto Exchange comparison
Cointree vs Swyftx
Cointree and Swyftx are both Australian-owned crypto exchanges with zero platform fees and AUSTRAC registration, but the biggest practical difference is their minimum commitment. Cointree requires a $25 minimum deposit to start and has limited support hours, while Swyftx lets you begin with nothing and offers 24/7 support plus a demo account to test the waters.
Choose
Cointree
if…
- ›You want a longer track record — Cointree was founded in 2013, five years before Swyftx.
- ›You prefer phone support (Mon-Fri, 10am-2pm) in addition to live chat and email.
- ›You want to deposit cash via convenience stores as a funding option.
- ›You're comfortable with a $25 minimum initial deposit and no demo account to practise on.
Choose
Swyftx
if…
- ›You want to start with zero minimum deposit and buy crypto from as little as $1.
- ›You value 24/7 customer support and the ability to get a callback from the team.
- ›You want to pay via credit/debit card, Apple Pay or Google Pay — Swyftx supports all of these.
- ›You'd like to explore the platform risk-free with a demo account before committing real money.
- ›You want integrated research reports alongside your trading data.
Where they differ
| Fact | Cointree | Swyftx |
|---|---|---|
| Minimum initial deposit | $25 | $0 |
| Minimum subsequent purchase | $0 | $1 |
| Deposit methods | PayID, Osko, crypto deposit, cash via convenience stores | PayID, Osko, bank transfer, credit/debit card (Banxa & Stripe), Apple Pay, Google Pay |
| Demo account | Not available | Available |
| Customer support hours | Phone & live chat Mon-Fri 10am-2pm AEST; email 24/7 | 24/7 live chat, email and callback |
Verdict
Swyftx wins for accessibility and support; Cointree's edge is its longer history and phone-based customer service.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | Cointree | Swyftx |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | — | No |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | — | No |
| ASX ETFs supported | — | No |
| US shares supported | — | No |
| US ETFs supported | — | No |
| Other markets supported | — | |
| Fractional shares (ASX) | — | No |
| Fractional shares (US) | — | No |
| Options trading | — | No |
| CFDs supported | — | No |
| Crypto trading | Yes | Yes |
| Managed funds | — | No |
| Bonds supported | — | No |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | $0/month | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | Cointree Pty Ltd | Swyftx Pty Ltd |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,013 | 2,018 |
| Parent / ownership | Privately owned; founded by Shane Stevenson, led by CEO Jess Renden. Strategic minority investment from Indicia Labs Inc. (Silicon Valley) in 2020. | Swyftx Pty Ltd (independent, Australian-owned; co-founders Alex Harper and Angus Goldman remain principal stakeholders) |
| Country of incorporation | AU | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | $25 | $0 |
| Minimum subsequent purchase | $0 | $1 |
| Deposit methods | PayID, Osko bank transfer, Cryptocurrency deposit, Cash via convenience stores | PayID, OSKO, Bank transfer, Credit/Debit card (Banxa), Credit/Debit card (Stripe), Apple Pay, Google Pay |
| Withdrawal time | Same business day (typically within hours) via Osko/NPP | Within minutes via Osko; up to 2 business days for standard bank transfer |
| platform ux | ||
| iOS app | — | Yes |
| Android app | — | Yes |
| Desktop platform | No | No |
| Demo account | No | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | No | Yes |
| 2FA support | authenticator | authenticator |
| Customer support channels | phone, live chat, email, help centre | Live chat (in-app), Email, Callback |
| Support hours (AU time) | Phone and live chat: Mon-Fri 10am-2pm AEST/AEDT; email/help centre 24/7 | 24/7 |
| Education content | structured courses | structured courses |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| CGT calculator / report | Yes | Yes |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | Yes | Yes |
| Conditional orders | Yes | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |