Crypto Exchange comparison
CoinJar vs Swyftx
CoinJar and Swyftx are both Australian-owned crypto exchanges with zero account fees, but the biggest practical difference is trading tools. Swyftx offers stop-loss and conditional orders plus a demo account, making it better for active traders. CoinJar has been around since 2013 and leans harder on simplicity and its crypto-backed debit card.
Choose
CoinJar
if…
- ›You want a longer track record — CoinJar launched in 2013 and is backed by Blackbird Ventures and DCG
- ›You plan to use a crypto debit card for everyday spending (CoinJar Card spends AUD directly from your crypto balance)
- ›You prefer PayPal as a deposit method alongside the usual PayID and cards
- ›You value a simpler, no-frills interface without the temptation of stop-losses or conditional orders
Choose
Swyftx
if…
- ›You want stop-loss and conditional order types to manage risk on volatile crypto trades
- ›You want to paper-trade first with a demo account before committing real money
- ›You need 24/7 customer support — Swyftx offers live chat and callback round the clock
- ›You want a built-in CGT calculator to simplify tax reporting at EOFY
- ›You prefer structured educational courses over standalone articles
Where they differ
| Fact | CoinJar | Swyftx |
|---|---|---|
| Stop-loss & conditional orders | Not supported | Supported |
| Demo account | Not available | Available |
| CGT calculator | Not available | Built-in |
| Customer support hours | Mon-Fri, 9am-3am AET | 24/7 |
| Founded | 2013 | 2018 |
Verdict
Choose CoinJar for its longevity and debit card; choose Swyftx for better trading tools, tax help and 24/7 support.
All data points side-by-side
Every verified fact for both platforms. Differences are highlighted.
| Field | CoinJar | Swyftx |
|---|---|---|
| account structure | ||
| Individual account | Yes | Yes |
| Joint account | No | No |
| Company account | Yes | Yes |
| Trust account | Yes | Yes |
| SMSF account | Yes | Yes |
| Kids / minor account | No | No |
| asset coverage | ||
| ASX shares supported | No | No |
| ASX ETFs supported | No | No |
| US shares supported | No | No |
| US ETFs supported | No | No |
| Other markets supported | ||
| Fractional shares (ASX) | No | No |
| Fractional shares (US) | No | No |
| Options trading | No | No |
| CFDs supported | No | No |
| Crypto trading | Yes | Yes |
| Managed funds | No | No |
| Bonds supported | No | No |
| IPO access | No | No |
| costs hidden | ||
| Market data fees | — | $0/month |
| Conditional order fees | $0 | $0 |
| costs visible | ||
| ASX brokerage percentage | 1% | — |
| Monthly platform fee | $0/month | $0/month |
| Annual platform fee | $0/year | $0/year |
| Inactivity fee | $0 | $0 |
| Withdrawal fee (AUD) | $0 | $0 |
| identity and trust | ||
| Legal entity name | CoinJar Australia Pty Ltd | Swyftx Pty Ltd |
| AUSTRAC registration | Yes | Yes |
| Year founded | 2,013 | 2,018 |
| Parent / ownership | Privately held; backed by Blackbird Ventures, Digital Currency Group (DCG), Boost VC, Possible Ventures (founders Asher Tan and Ryan Zhou retain operational control) | Swyftx Pty Ltd (independent, Australian-owned; co-founders Alex Harper and Angus Goldman remain principal stakeholders) |
| Country of incorporation | Australia | AU |
| Public company status | private | private |
| money movement | ||
| Minimum initial deposit | — | $0 |
| Minimum subsequent purchase | — | $1 |
| Deposit methods | PayID, Osko / NPP bank transfer, Standard bank transfer (direct credit), Debit / Credit Card (Visa, Mastercard), Apple Pay, Google Pay, PayPal | PayID, OSKO, Bank transfer, Credit/Debit card (Banxa), Credit/Debit card (Stripe), Apple Pay, Google Pay |
| Withdrawal time | PayID withdrawals to participating banks typically arrive within minutes; standard bank transfers (non-PayID) take 1-3 business days. Withdrawals submitted before the daily cut-off process same day, otherwise next business day. | Within minutes via Osko; up to 2 business days for standard bank transfer |
| platform ux | ||
| iOS app | Yes | Yes |
| Android app | Yes | Yes |
| Desktop platform | No | No |
| Demo account | No | Yes |
| Free real-time market data | Yes | Yes |
| Free research reports | No | Yes |
| 2FA support | authenticator_app | authenticator |
| Customer support channels | email, help desk ticket / support portal | Live chat (in-app), Email, Callback |
| Support hours (AU time) | Mon-Fri, 9am-3am AET (extended hours covering AU and UK trading days) | 24/7 |
| Education content | structured_articles | structured courses |
| tax and reporting | ||
| Australian tax statement | Yes | Yes |
| Distribution component breakdown | No | — |
| CGT calculator / report | No | Yes |
| Sharesight / Navexa integration | Yes | Yes |
| trading mechanics | ||
| Market orders | Yes | Yes |
| Limit orders | Yes | Yes |
| Stop loss orders | No | Yes |
| Conditional orders | No | Yes |
| Auto-invest / DCA | Yes | Yes |
| Auto-invest sophistication | multiple | multiple |
| After-hours / overnight trading | Yes | Yes |